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Zero Processing Fees With our Zero Fee Program

100% Free Credit Card Processing


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Zero Processing Fees with Our Zero Fee Program

Keep 100% of Sales

As a business owner, it's crucial to keep track of your bottom line. That's why our Zero Fee Program is a game-changer - you receive the entire sales amount, and at the end of the month, the processing fee is zero!

Accept All Credit Cards With Zero Fee Program

You can accept any credit card without worrying about fees because our Zero Fee Program will cover all processing fees.

Reward Cash Paying Customers

We like all of our customers, no matter how they pay. Paying with cash is easy and we want to thank those who do by giving them a discount. We think this is good for everyone because you get what you need and we get your support. We promise to treat everyone fairly and well, and we appreciate your business! Thank you for choosing us, and we hope you come back!

Zero Fee Programs Are Possible For All Businesses

You strive to make your business viable by keeping up with payment technology. The best avenue for many business owners to gain track is by accepting credit cards. However, paying card processing fees each month cuts away from those profits you work so hard to achieve.

At Swiped Zero, we are here to help your business increase its revenue by passing on these card processing fees to your customers who decide to pay with credit cards. In turn, decreasing your monthly credit card processing statement and putting the proceeds back into your business.

Our zero fee program offers you compliant equipment and software which is already programmed to calculate the service fee at the time of customer’s check out. If your customers choose to pay using a credit card, the convenience fee will be added to the amount purchased on their receipt. Those who pay with cash will see it waived, thus offering them a cash discount.

What We Offer

0% Processing Fees

Next Day Funding

No Transaction Fees

One Low Monthly Fee

Free Disclosure Signage

POS Zero Fee Program

Online Zero Fee Program

Available In All 50 States

Month-to-Month Contracts

Is A Zero Fee Program For Any Type of Business?

What type of business do you have? With thousands of merchants already using this product, you can be confident that no fee credit card processing will work for you.

Retail Sales

Restaurants & Bars

Micro Brewery


Gas Stations


Technology Services

AC & Heating



Marketing & Advertising

Fine Dining

Non-Profit Organizations


Equipment Rental



Pest Control

Outdoor Sporting Retail

Landscaping & Lawn Care

Child Care





Tax Prep

Auto Parts/Sales

Car Wash

Medical & Dental Offices

Chiropractic Offices

Athletic Trainers

Truck Stops

Get Rid of Your Fees

& Keep 100% of Your Revenue

How Do Zero Fee Programs Work?

A zero fee program is a type of credit card processing that allows a business to offer a deduction of their services or goods to customers by motivating them to pay with cash. If the merchant chooses to pay with credit cards, the business can pass the cost of acceptance to the cardholder thus allowing the business owner to continue to accept all major credit cards but without the loss of discount fees.

Save The Cash

A solution to get faster access to funds by increasing cash on hand during challenging times.

Zero Fee Signage

Correct signage must be posted to inform customers about the fees applied to all items to abide by national regulations.

Lower Your Credit Card Processing Bill

Once the merchant batches, they will receive a deposit for the total cost of goods and services sold to their customers while the cash discount will be forwarded towards your monthly processing fees.

The Process

Step 1:

Customer shops and purchases goods as normal in your store.

Step 2:

The displayed signage at checkout offers the customer the opportunity to save by paying in cash.

Step 3:

Our software automatically calculates the service fee and discount amount.

Step 4:

The fee will be removed if the customer pays with cash.

Step 5:

The collected service fee goes towards your processing fee while your sales go straight to you.

Frequently Asked Questions

What are Zero Fees and more—we answer all your frequently asked questions about cash discounts.